Yup, that’s me with Little L.
My Financial Dashboard
Hi, my name is Michael.
Thanks for coming to check out my little corner of the web. 🙂
Why I Created This Site
We live in the most incredible time in history when it’s never been easier to create a life of abundance and wealth! I’m here to share, learn, inspire, and encourage you to pursue the life of abundance you deserve.
I am privileged to have taken an “early retirement” in 2012, at age 36. I use the term “early retirement” loosely, because now that I don’t need to work a corporate job, I tend to work even more! But, at least it’s work of my choosing and on my own terms – I am a stay at home father, blogger, and investor.
Want to Know More?
I’m originally from the Los Angeles area, but now call sunny San Diego my home.
I co-founded an I.T. support company when I was 25 years old and wore many hats, including CFO and President. We had humble beginnings but managed to build a profitable service company over 10 years. We eventually expanded nationally before selling it to a larger service provider. I spent a year and a half “transitioning”, but the 9-5 corporate job wasn’t my “cup of tea”. I negotiated a generous severance package in 2013 and dove head first into early retirement!
Just so you know, early retirement isn’t all roses and sunshine… it certainly has challenges. I will definitely discuss these in this blog.
I am a lifelong student, always seeking knowledge. As an active investor, I am constantly looking for a better return while minimizing risk. Real estate has been good to me and I continue to focus on single family homes and first position trust deeds. I’m also bullish on P2P (peer-to-peer) lending. I do offer limited coaching services which you can find out more about here.
I am happily married to my wife (Mrs. J) of 10+ years. We actually met at University on a blind date (crazy, I know)! She is an incredibly passionate Biology teacher and well loved by her students. We have two wonderful children – Little K, our daughter, is quite outspoken and independent. And, Little L, our son, is compassionate and fun-loving.
Finally, my purpose here is to help others to break free from the stress and anxiety of finances. God has blessed me abundantly, and my goal is to be a good steward of his generosity and pay it forward.
My Money Story
I have been fascinated by money my whole life. Not because I wanted to become rich and powerful, but because I wanted to know the true feeling of financial freedom and independence. What does it feel like to live life completely on your own terms?
When I was 14 years old, I picked up the book, Unlimited Power, by Anthony Robbins. It changed my life forever. It taught me that we have the unique ability as humans to choose our perception of our environment, people around us, and events that happen to us. And so I chose to live a life of abundance.
Our perceptions, positive or negative, are what shape the choices we make, and ultimately the quality of our lives. Master your perceptions, and you can have virtually anything you want in life. Find out for yourself WHY financial freedom is a MUST for you, and you WILL find a way to get there.
My FIRE (financial independence & early retirement) Number
Although I’ve taken an early retirement, my larger FI (financial independence) goal is to reach $10M. The truth is I’m not completely sure how this will happen, but I have a funny feeling that I’ll figure it out. Join me on my progress as I track my net worth monthly.
Finally, don’t forget that half of the fun is the journey itself! It may take you some time to reach financial independence, but it doesn’t mean you can’t live life to the fullest along the way (even on a budget). Never take for granted what you already have and make it a point to give back.
As long as you are living your life to your highest potential, with purpose, and gratitude – you are already wealthy.