Finding FIRE (Financial Independence, Retire Early) will inevitably alter your lifestyle.
An entire new spectrum of freedom awaits you and you can choose your heart’s desire from day-to-day.
Perhaps you’ll be super inspired to wake up early, go for a run, clean your yard, and be super efficient throughout the day.
Or, on the opposite end, maybe you wake up late, eat a large breakfast, watch a couple of movies, and shop at the mall.
Either of these options is fine independently, but most people are creatures of habit that typically gravitate more towards one path over another.
The Silent Killer
As the post title will tell you, there’s no reason to FIRE if it’s going to end up with you dead (physically or mentally!).
The silent killer as I like to call it is complacency and following a path of least resistance (laziness, gluttony, etc.).
It’s been over 4 years of early retirement for me now, and I must admit finding balance and growth are still challenging.
Early retirement shouldn’t be an excuse to get lazy, but sometimes the freedom can get to your head and it’s easy to follow a “feel good” path, even if it’s not the best for you.
So, you need to stay active both in mind and body.
Once you retire, it’s helpful to have an active hobby that is mentally stimulating other than just golf and fishing. In fact, you could even have a part-time job, side hustle, or consult on the side. I’d highly recommend one of those because we HAVE to continue growing, or we won’t feel satisfied even in early retirement! That my friend is a slow death.
Take Care of Your Body
Just as important, is taking care of your body.
You’ve only got one and if it goes, so do you! I have to keep reminding myself of this.
My Weak Spot
I’m not particularly balanced (and potentially killing myself) in this area of personal fitness.
I’m currently at 150 lbs and 5’8″. This may not look too terrible on paper, however, weight ratios are only one statistic to monitor. This doesn’t account that I’m slowly and surely growing a gut and double chin!
More importantly, during my most recent physical, my blood workup showed elevated pressures and high cholesterol. My parents have a history of stroke and cancer, so it should behoove me to be more proactive with my numbers.
I also don’t feel the unlimited energy that I once had and have been relying on supplemental stimulants like blended coffee drinks and boba tea to keep me up late at night (and sometimes during the day!).
My Personal Fitness Goals v 2.0
I’ll be making some significant changes in the near future, and I won’t be waiting until New Year’s Eve.
- Exercise: In addition to my weekly tennis, I also plan to integrate some bike riding throughout the week. I believe cardio is one area that I really lack at the moment, so being able to do something else enjoyable (riding a bike) will be great. I just got a hybrid bike this last week and plan to cycle on both street and off-road paths.
- Nutrition: Here’s another area of weakness for me. I tend to eat “healthy” in waves. However, this isn’t great cumulatively. I still indulge in lots of junk food throughout a given week and really need to balance that out. I’m also signed up for another Tony Robbins event in a couple of weeks, Life & Wealth Mastery, which focuses heavily on eating properly to optimize energy. I’m a bit apprehensive about this because I’ve tried some cleanses before and it tore up my gut, but it’ll be good to participate with others and support each other during the process.
- Some Great Things I Consumed This Week:
- Almond milk
- Some NOT so Great Things I Consumed this Week:
- McDonald’s Ice caramel macchiato
- Frappuccino with chocolate chip cookie
- Häagen-Dazs® Bars
- Deep friend orange chicken
- In n Out Cheeseburger & Fries
- Costco Chicken Bake
- Custard French Toast
Early retirement really opens up a lot of new opportunities. And it’s a privilege not to be taken for granted.
Remember, some of the opportunities may not serve you as well as you think. You need to be selective in which ones you allow to enter your world.
It’s no fun to be the richest man in the graveyard!
Readers, how will you stay active once you FIRE? What are some possible personal pitfalls you’ll need to avoid in a state of complete freedom?