The Perfect Valentine’s Day On A Budget: A Dozen Romantic Ideas That Your Lover Will Adore Forever

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A Dozen Romantic Ideas

Are you ready for the perfect Valentine’s Day?

I am too!  I don’t think it’s necessary to get sucked into the commercialized version of the holiday, but it is a fantastic reminder to honor and acknowledge the love in your life.

Luckily, it doesn’t have to cost a lot of money to be romantic and express your love and affection.

A Dozen Romantic Ideas for the Conscious Budget

You see, it’s more about the intention, the effort, and the meaning which will make the biggest impact.  After all, love is about giving.

Having said that, sometimes it’s easy to get caught up in the same thought patterns.  You might even think that you’ve done “everything”.

So here are some ideas to use or inspire you.  I’ve used some of these myself, or plan on using them in the near future.  I hope one of them can help you to create a perfect Valentine’s Day.

1. Buy Live Flowers or a Plant

There’s a reason why flowers sell so well during Valentine’s Day.  They work!  They are beautiful, make your love feel extra special, and score you points for thought and effort.  But, I say you skip the traditional cut flowers that are marked up 500%.

So, why not buy a live plant instead?  In fact, you can get plants that have flowers.  The cost is usually less than a traditional bouquet, but a live plant is more representative of your love, right?  It has the chance to live, grow, and flourish!

Want to take it step further?  How about buying some live rose bushes and planting them in the garden for your true love?

2. Sing a Romantic Song

I must admit, I’m not a naturally talented singer.  However, that never stopped me from serenading my wife.  While I may not be able to sing in tune, I can play my guitar alongside Enrique Iglesias’ song, Hero.

The secret is to pump up the volume a little extra.  She never noticed my flat and sharp notes.  But, she did notice my effort and that won a ton of points.  😉

3. Take a Romantic Stroll

You can work this idea anytime.  Take your love for a romantic stroll into a bustling city street.  Or, take a stroll alongside a secluded beach or nature trail.  It doesn’t matter.  What’s important is that you are present and your focus is on your lover.

Express your love.  Share your deepest secrets and fears.  Imagine your futures and vividly describe how wonderful it will be together!

4. Write a Poem About your Favorite Time Together

Have you already been with your lover for a long time?  Why not take a treasured picture and write a poem around that special moment.  You don’t need to be Walt Whitman to make an impact.  Just a few words, strong intentions, and the truth will suffice to make a most memorable poem.

Consider writing the poem in your own handwriting for a nice personal touch.

5. Cook Something Together

If you and your lover enjoy eating, why not cook something delicious together?  You don’t need to be a master chef, but taking the time to prep and cook together will only strengthen your bond.  Enjoy your meal over a candlelit table and gaze into each other’s eyes.

And, of don’t forget the dessert!  Go ahead and sneak the chocolate sauce and whip cream into the bedroom later on.  😉

6. Create a Photo Book

If you’re anything like me, you’ve got thousands of pictures on your phone, but most of them never make the light of day.  For my 5th and 10th wedding anniversaries, I made my wife a photo book from Shutterfly summarizing 5 amazing years each time.

Don’t forget to write some fun captions to accompany the pictures.  You can choose unlimited layouts to suit your preferences or simply plugin to their templates for a beautiful layout.

7. Give a Blissful Body Massage

Do you have magic hands?  Why not put them to good use.  Give your lover the perfect body massage.

Start by dimming the lights.  Play some soothing music in the background and light a scented candle.

Place your partner face down and begin with gentle smooth flowing strokes.  Gradually increase the pressure and begin focusing on any knots from the stresses of work or life.

The relaxation you provide is a beautiful gift in itself, but don’t forget it can also be the perfect segway into you know what!  😉

8. Create Custom Jewelry on Etsy

If you’ve never been on Etsy, it’s kind of like the Ebay from artists.  It’s a marketplace where an independent artist can come to sell their artwork and/or services.

Need a unique gift?  Why not hire an artist to create a custom piece of jewelry for your lover.  Prices can vary widely, but most artists are very reasonable.  All you need to do is to find one who you like and will work with you.  In this example, just click the box “Ask a question” to get the conversation started.

Consider a bracelet, ring, or necklace.  Not sure what size to get?  Measure your lover’s size with a little string while they sleep, or compare with existing jewelry.

9. Gift Your Credit Card

Not married yet?  Well, why not give your lover the ultimate gift?  Call your credit card company and add your lover’s name to your account.  Once you have the credit card in hand, write on a mini post-it note, “Enjoy the ultimate shopping spree, my love!

If your offer is immediately taken up, run for the hills!  Call your credit card and immediately cancel the card.  It’s probably time to find another lover.

10. Create and Give a Coupon Book

Want a simple gift that provides your lover value well past Valentine’s Day?  Make a custom coupon book.

You can include several different coupons for services ranging from:

  • Cleaning the dishes
  • Washing the car
  • Massage
  • Surprise date night
  • Etc. (use your imagination!)

Don’t forget to add an expiration date, otherwise, you’re gonna be an indentured servant forever!  I’ve made this mistake before.

11. Surprise Stay-cation

Take your lover for a surprise stay-cation.  If you’re lucky like me, here in San Diego, it’s super easy to find new things to do.  If you don’t live somewhere like that, consider the town just outside of yours.  The point is to do something different together and “getaway” from the busy bustle of life.

If it’s your hometown you’ll be hanging around in, find some low-cost activities that locals know about.  Visit that one place you’ve always wanted to see in your city.  Try out a new restaurant in town.

12. Breakfast in Bed

Wake up extra early so you can make your partner’s favorite breakfast in bed.  You can probably even find a tray to bring up all the morning goodies from your local dollar store.

Some ideas for breakfast?  How about some pancakes, waffles, bacon, sausage, eggs, lox & a bagel, cereal and milk, coffee, orange juice, etc!

Final Thoughts

Okay, so number 9 was just for fun to see if you were paying attention.  😉  But, I did promise you a dozen romantic ideas, so here’s the final one.

Take some time to do some community service together.  What better way to build a lifetime bond than to do it in an environment built on love already.  Volunteer at a beach clean-up and get some exercise while you’re at it, serve some meals to the homeless community, plant some trees, etc.

However you celebrate Valentine’s Day, just remember that every day that you have someone special to share it with is a marvelous gift.  Don’t take these treasures for granted!

Readers, have you tried any of these dozen romantic ideas before?  Any other cost-effective ones you know of?


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Hi, I have been blessed to take an early retirement in my mid-30's so I can focus on becoming a better father, blogger, and investor.

My goal is to help you find your personal path to financial freedom, and to enjoy the entire journey.

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12 Comments on “The Perfect Valentine’s Day On A Budget: A Dozen Romantic Ideas That Your Lover Will Adore Forever”

  1. These are super-cute! It just goes to show that you don’t need to spend a crapton of money celebrating your love. Mr. Picky Pincher and I plan to cook a nice seafood dinner at home and then take a trip to our library (yes, we sound like old people).

    Last year I cut out 50 heart-shaped slips of paper. On each one I wrote a reason I love Mr. Picky Pincher. I tossed them all over the house and he got to collect them, reading each one. He loved it and it was extremely cheap to make. 🙂

    1. Thanks MPP! Sounds like the mister is a keeper. I also love the library, although I probably have never been with my wife on Valentine’s Day. Your 50 hearts sound awesome!!

  2. Great list Michael! Generally I’m not a traditional sort of romantic — I don’t do flowers or poetry or chocolates or anything like that.

    I firmly believe that caring should be something done every day of the year, not just one day of the year. That caring should be very personalized too. No one knows your loved one as well as you do, so taking the time to do something especially tailored to their tastes is worth it.

    Besides, who wants to stick to just the socially accepted forms or romantic appreciation? Bleh!

    1. I agree that treating our loved ones consistently each day is most important. But, it’s always nice to change things up and add in some variety for fun. 🙂

  3. You had me going with #9, I thought you were serious at first.

    We celebrated on Saturday since a lot of places are crowded and more expensive on Valentine’s day (fixed menus and wine pairings and whatnot). Not that cheap, but saved a little bit!

  4. Oh, crap! Valentine’s Day is tomorrow?!?!

    Just kidding. Our days of going out to V-Day dinners and to the movies are gone, or at least on hold, until the kiddos get a little older. We will be staying in, cooking together and watching a movie. We also don’t really exchange gifts anymore; however, I don’t want to come home-empty handed. Flowers and a card should do the trick.

    1. Yeah, I hear ya, Cody! It feels like I haven’t gone anywhere for the longest time since my two youngest kids came around. 🙂 Thankfully my littlest one is much more manageable now, so we get to take him lots of places we didn’t want to go before. I think I’m making up for lost time this year with all my upcoming trips.

  5. Nice ideas here Mike, I’ve done 3 or 4 of the above, how was your Vtines day over there? Sure you spoiled Mrs Financially Alert 🙂
    Hope it was a blast for ya!

    1. Hey Jef! Valentine’s Day was fantastic. We made it a family affair and took the little ones out for dinner. I also ended up buying my wife a violet (~$5) accompanied by a hand written letter. The violet had some sentimental meaning from back when I met her in college. 🙂

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